Residential Portfolio Loans

Cressida Capital arranges structured financing for investors who own portfolios of non-owner-occupied 1-4 family residential homes located anywhere in the United States.

Loan Size
Varies by portfolio
Property Types
Non-owner-occupied 1-4 unit residential
Coverage
Nationwide
Structure
Single facility across multiple properties

Who this program is for

Investors who own portfolios of rental homes often struggle to find a single lender willing to finance the group as one deal. Cressida Capital’s investor network offers innovative structured financing built specifically for non-owner-occupied residential portfolios, simplifying what would otherwise be a property-by-property financing process.

Frequently asked questions

What is a residential portfolio loan?

A residential portfolio loan finances a group of non-owner-occupied 1-4 family residential properties under a single facility, rather than requiring a separate mortgage for each property.

Who qualifies for residential portfolio financing?

Investors who own or are acquiring multiple non-owner-occupied single-family or small multifamily (1-4 unit) rental properties located anywhere in the United States.

Can I add properties to an existing portfolio loan?

Structures vary by lender, but many portfolio facilities are designed to accommodate future acquisitions being added to or refinanced under the same facility. Cressida Capital structures this based on the investor’s growth plans.

Start a Loan Request