Bridge & Hard Money Loans

Cressida Capital arranges bridge and hard money loans from $1M to $50M for commercial real estate that needs to close fast — typically in 2 to 4 weeks — for acquisitions, refinances, and repositioning that conventional bank financing can’t accommodate on time.

Loan Size
$1M \u2013 $50M
Typical LTV
65\u201375%
Term
6\u201336 months
Property Types
Multifamily, retail, industrial, office, hospitality, land

Who this program is for

Bridge financing suits owners and investors who need certainty of execution on a compressed timeline: an opportunistic acquisition with a tight closing window, a maturing loan that needs to be refinanced before a bank facility is ready, or a property being repositioned (renovated, re-tenanted, or stabilized) before it qualifies for permanent financing.

Frequently asked questions

What is a commercial bridge loan?

A commercial bridge loan is short-term financing (typically 6 to 36 months) used to acquire, refinance, or reposition a commercial property before permanent financing is in place. It closes faster than a conventional bank loan and is often used for time-sensitive deals.

How fast can a bridge loan close?

Bridge loans arranged through Cressida Capital can often close in 2 to 4 weeks, depending on property type, documentation, and title/appraisal turnaround, compared to 60-90+ days for a conventional bank loan.

What loan-to-value (LTV) can I expect on a bridge loan?

Typical bridge loan LTVs range from 65% to 75% of the property’s value, depending on property type, condition, and sponsor experience.

What property types qualify for bridge or hard money financing?

Cressida’s bridge lender network finances multifamily, anchored and unanchored retail, industrial, mobile home and RV parks, land, construction, warehouse, office, hospitality, and assisted living/skilled nursing properties.

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